How Does Workers’ Comp Work?
In this video, workers’ comp attorney, Brandon Voelker, breaks down the common questions people have around workers’ compensation. Understand what the process is, what you can expect, and how it will impact your life. On-the-job injuries can create substantial uncertainty for you and those who count on you. The choices you make after being injured could have a major impact on how difficult it is to get back to work and back to the life you had before you were injured.
What Does Workers’ Compensation Cover?
Our northern Kentucky law firm helps people navigate the workers’ compensation system so that they can receive the full range of benefits they deserve after any type of on-the-job injury or accident such as:
- Back injuries
- Falls from heights (ladders, scaffolding, etc.)
- Motor vehicle accidents
- Construction accidents
- Machinery accidents
- Machinery accidents
- Chemical exposure
- Work Injury Representation From A Team Of Former Prosecutors
Don’t Wait, Speak with a Workers’ Comp Attorney Today
If you have been injured at work, no matter how big or small the issue may seem now, do not put off speaking with a workers’ compensation attorney any longer. It’s important to understand your rights before you agree to or sign anything from your employer, or insurance company. Please don’t hesitate to call us at our northern Kentucky law firm for a free consultation regarding your workers’ comp case by calling (859) 781-9100 or emailing us today.
Work Injury Lawyers Who Were Former Prosecutors
At Gatlin Voelker, PLLC, our firm offers decades of combined experience that allows us to create highly effective cases for injured workers. Founding attorney, Brandon Voelker, sits on the board for Kentucky Employers Mutual Insurance Company. That experience gives us a special insight into how to help our clients secure the best possible results.
We are here to help you get what you need to recover from your on-the-job injury. From wage replacement issues to medical treatment concerns, to misgivings about returning to work, our dedicated, compassionate attorneys our here to answer your questions and help you navigate your way through complicated workers’ compensation claims.
Many people think about the workers’ compensation system as something they can rely on when they get hurt on the job. While this is true, it is not completely true. The workers’ compensation system is the most help to those who make the system work for them.
- Having their claim denied
- Being forced to return to work too soon
- Returning to duties they should not have to do because of their medical condition
Do I have to go to the doctor my employer sends me to?
Many times people contact our law firm, who have been forced to go to a business health center, which is created for the benefit of employers, not employees. When you are hurt at work, you choose your doctor, not your employer. Unfortunately, the business health centers are usually inclined to just try to get you back to work, without determining the extent of your injuries. When your injuries are not healed and you seek to get additional medical care, the Employer / Workers’ Compensation carrier will then use the business health report to say you are not in need of additional care.
When you are hurt it is important that you pick your doctor, not your employer. If you have been injured at work in Campbell, Boone, Kenton, Grant, Pendleton, Owen, Gallatin, Harrison or anywhere else, please call (859) 781-9100 or contact us online for a free consultation. There is no charge for an initial consultation.
What is an Independent Medical Examination (IME)?
If you are currently on Workers’ Compensation Benefits and your adjuster advises that you are to go and see a doctor for an Independent Medical Exam or IME, please do not think that it is truly an “independent” exam. It is an exam being paid for by the workers’ compensation carrier, many times to second guess the opinion/treatment of your treating Doctor. A better term is DME or Defense Medical Exam.
What Should I Do If I Get Hurt At Work?Without delay you should immediately tell your supervisor. If your supervisor is unavailable, immediately inform someone over him/her, including if necessary the owner of the company. The Kentucky Workers’ Compensation Act requires an injured worker to give timely notice to his/her employer or the injured worker may be barred from pursuing benefits. Next, contact a workers’ compensation lawyer as soon as you can.
How Is Permanent Partial Disability (PPD) Determined?
PPD is determined by your treating doctor providing an impairment rating to your whole body based on the American Medical Association’s Fifth Edition. The best way to describe this process is to imagine your body as a pie with 100 pieces. Your doctor may determine you have an impairment of 10% to your whole body, or 10 pieces of the pie are gone.
My Employer/Insurance Carrier Will Not Pay For My Medical Bills
A workers’ compensation attorney or your doctor can file a medical fee dispute to obtain necessary treatment. If you are having problems getting medical bills covered and paid after a Workers’ Compensation Claim, please call our northern Kentucky office in Covington, (859) 781-9100. I will be more than happy to provide a free consultation over the phone or in person.
Do I Have To Go to Court?
You do not have to go to court for a Kentucky Workers’ Comp claim. Workers’ Compensation Claims are handled in an administrative proceeding, by appointed Administrative Law Judges, who decide your case. Either party may appeal ultimately to the Kentucky Court of Appeals.
Can I Go To My Family Doctor If I Am Injured On The Job?
Yes, you can. But many times your Kentucky employer/insurance carrier will try to get you to see a doctor of their choosing, who may not have your best interests at heart.
How Much Does a Workers’ Comp Lawyer Cost?
Kentucky law provides that an attorney may charge a fee of 20% of the first $25,000 recovered, 15% of the next $10,000 and 5% thereafter, with a maximum fee of $12,000. So…if an attorney doesn’t win your workers’ compensation case, you pay nothing.
My Spouse Was Killed In A Work Injury – Am I Or My Children Entitled To Benefits?
If your spouse was killed in a work-related accident, you are entitled to benefits. The Kentucky Workers’ Compensation Act provides benefits for a surviving spouse and children. If that is the case, it is obviously an emotional time for the family. And I would like to help. If you have lost a spouse, contact me and we can spend some time answering your questions and explaining exactly what your options are.
How Long Do I Have To File My Workers’ Compensation Claim?
In Kentucky, you have two years from either the date of injury and/or the last day that Temporary Total Disability (TTD) payments were made.
Another Person Caused My Work Injury – Can I Sue Them?
Yes, you can. Third party claims can also arise. You may have a Workers’ Compensation Claim, as well as a third party personal injury suit. To insure all possible claims are considered, it is necessary to talk to qualified workers’ compensation attorney.
Workers’ Compensation Attorneys Serving In Northern Kentucky
When you have suffered a workplace injury, you deserve representation that is committed to truly helping you. Turn to Gatlin Voelker, PLLC. To schedule a free initial consultation with one of our lawyers at our northern Kentucky office, call (859) 781-9100 or fill out our contact form below.